Echo (Electronic Clearing House, Inc.) is one of the leading payment processing companies in the world.
It offers a wide range of services including credit card and debit card processing, ACH check processing, check
guarantee, check conversion, check verification, check collection, check representation, and merchant accounts.
Echo is an Intuit company and has been around since 1986. Echo mainly caters to retailers, banks, collection
agencies, software providers and technology companies. Echo credit card processing, in fact,
receives one of the highest volumes of processed payments every month, reaching millions of dollars.
Through its merchant accounts, the Echo credit card processing service is available. Small retailers can now accept
credit cards as forms of payment. What exactly is a merchant account? Echo’s merchant account is a customized
commercial bank account that includes a high-tech payment processing system. This enables rapid payment transfer
from buyers to merchants and is done through a variety of e-processing services, including the Echo credit card
What is included in an Echo merchant account? The Echo credit card processing service is enabled through Echo’s
credit card terminal, internet payment scheme, touch-tone telephone, virtual terminal processing, and electronic
batch processing. Even check processing, telephone order, and mail order services are included. All these methods
of processing credit and debit cards are available. The main goal of Echo credit card processing is to provide
small business owners with the right tools to reach consumers in a deeper level. By enrolling in a merchant
account, an entrepreneur can now allow consumers to pay through credit cards, debit cards, or checks.
The Echo credit card payment process accepts cards from all major companies: Visa, MasterCard, American Express,
Diners Club, Discover, Carte Blanch, and JCB.
When a retailer is enrolled in the Echo credit card payment system, no payment gateway fees will be charged.
Real-time processing for credit cards, debit cards, and checks is available through Echo’s own gateway service.
Other benefits of having your own merchant account in the Echo credit card processing service include easy
application process and approval, the safety of secure transactions through SSL technology, your own virtual
terminal, free processing scripts in a variety of hosting languages, online reports that are available 24 hours per
day, and online authentication programs that are compatible with Visa, MasterCard, and other credit card
All services provided by Echo credit card processing come with a 24/7 customer service that is available 365 days a
year, quick funds settlement, and low processing costs. Echo credit card services are specialized to suit
the needs of all types and sizes of businesses.
Source: Credit Cards For People With Bad Credit Rating
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