Tire Kingdom Credit Card

Tire Kingdom is one of the many affiliates of the TBC Corporation, a leading tire company dabbing into a lot of businesses including auto parts retail and services.

Services offered by Tire Kingdom range from maintenance to repair to replacement. Most products sold and supplied by the company include big names such as Michelin, BFGoodrich, Goodyear, Pirelli, General, Toyo, Yokohama, Uniroyal, Sigma, and a lot more. Like other consumer shops, Tire Kingdom offers its loyal customers another way to pay for the services they need: the Tire Kingdom credit card.

The Tire Kingdom credit card is issued by Citibank South Dakota. Promotional offers for the Tire Kingdom credit card include discount coupons and rebates for products and services offered by Tire Kingdom and low monthly payments for consumers who can only afford to pay the minimum.

Interest rates for the Tire Kingdom credit card include Annual Percentage Rate: a 26.99% purchase APR and a 29.95% cash advance APR. To escape from paying for interests, a 25-day grace period is given but is only applicable to Tire Kingdom credit card holders that pay their dues in full and on time every month.

Other fees for the Tire Kingdom credit card include a minimum interest charge of $2; a cash advance fee of $10 or 5% of the total amount (whichever is greater); and, a foreign purchase transaction fee of 3% of each purchase in US dollar currency. Penalty fees include a late payment fee of $15 on account balances starting from $15 to $100; $29 on balances from $100 to $250; and $39 on balances starting from $250. A fee of $39 is also charged when a mailed payment (i.e. check, cash convenience check) is returned. When a Tire Kingdom credit card holder is given the opportunity to stop payment on cash convenience checks due to unforeseen circumstances or events, a $39 fee will also be incurred.

You will have to be 18 years old to be eligible for a Tire Kingdom credit card. Since it is a retail card, the Tire Kingdom credit card is not that rigid in screening applicants. You may not need a good credit rating to have one. When you are one with a bad credit rating or score, you may still be approved for a Tire Kingdom credit card. However, your limitations will come in the high interest rates you’ll be charged with and the low credit limit that will be assigned to you. Even cash advances will be limited to a small portion of your approved credit line. So, if you want to improve your credit rating, the Tire Kingdom credit card is not the best idea.


Source: Credit Cards For People With Bad Credit Rating

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