Solutions Credit Card
Don’t have enough credit history to apply for a credit card?
Then the Sears Solutions credit card may be the solution you’re looking for. As one of the biggest
retail stores in the United States, Sears accommodates one of the largest customer traffic per day. Sears’ series
of credit cards actually has one of the widest circulations across the United States. With four types of Sears
credit cards (the Sears Card®, the Sears MasterCard® Card, the Sears Commercial One® Card, and the Sears Home
Improvement AccountSM) to choose from, Sears customers can really choose the most suitable credit card for them.
However, these credit cards are intended for consumers who already have an established credit history. Those whose
credit history is not enough to qualify them for any of the four can choose the Sears Solutions MasterCard.
The Sears Solutions MasterCard is issued by the HSBC Bank, Nevada for Sears. Staple features of this card include
an online account feature that can be accessed for free after a Sears Solutions MasterCard holder registers online.
This online account allows the cardholder to manage his/her account, view the most recent activities of his Sears
Solutions credit card, view current and outstanding balance, print and save replicas of the statement of account,
pay for his/her monthly bills, and contact the Sears Solutions credit card customer service. A Sears Solutions
credit card holder can also request for additional cards and report lost or stolen credit cards online.
The Sears Solutions MasterCard also features a rewards program that allows a cardholder to earn points every time
s/he swipes the card in Sears and Kmart stores. A minimum of 1.500 points is needed for a $10 gift card from Sears
and Kmart. 2,500 points are tantamount to a $25 gift card and 5,000 points can give the cardholder a $60 gift card
from Sears and Kmart.
Being from MasterCard, the Sears Solutions credit card can be used anywhere in the world where MasterCard is
accepted. Caveats for this card? It has an annual fee of $19, $59, or $0 depending on the cardholder’s credit
rating. Plus, one can only apply for a Sears Solutions credit card in a Sears store. Online applications are not
To qualify for a Sears Solutions credit card, an applicant will need to be at least 18 years old and a resident of
the United States. Approval is determined after reviewing the applicant’s credit report and will be notified on the
decision by snail mail. The applicant will receive his/her Sears Solutions credit card within 10 days
following the date of approval.
Source: Credit Cards For People With Bad Credit Rating
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