Good Times Credit Card
Kawasaki, the largest manufacturer of ATVs, utility vehicles, mules, watercrafts, and motorcycles, is now offering
instant financing options on their products.
The Kawasaki Good Times credit card is now available to loyal customers at selected dealers and
Major features of the Kawasaki Good Times credit card include the opportunity to purchase a new Kawasaki product
without any down payment. A Kawasaki Good Times credit card holder is also given access to his/her account online
for faster and up-to-date information. Additional perks from the Kawasaki Good Times credit card include optional
credit insurance, Kawasaki accessories, and an exclusive protection plan. These bonuses can be added to the credit
contract upon request.
The initial APR of the Kawasaki Good Times credit card is 5.99% for the first 24 months. It also features a $0 down
payment and low payments for purchased Kawasaki products during that same period. After this, a Kawasaki Good Times
credit card holder is subject to minimum payments at an APR of 9.99%. Purchases that reach $10,000 require a
minimum payment of $59, excluding any applicable insurance charges. For purchases that range from $10,000.01 to
$20,000, the minimum payment is $99 plus, of course, insurance charges. If the Kawasaki Good Times credit card
account remains current after 24 months, the minimum monthly payment becomes $15 or 2.5% of the current balance,
whichever may be greater. The standard APR for the Kawasaki Good Times credit card is 17.8%. For cardholders with
accounts that are not updated or kept current, the APR reverts back to the default rate, which is 21.8%. When this
happens, all balances will be subject to this APR. Charges and fees for the Kawasaki Good Times credit card include
a $2 minimum finance charge.
To apply for the Kawasaki Good Times credit card, you can go to any dealer near you or apply online through the
Kawasaki website. Instant approval can be awarded to qualified applicants. The Kawasaki Good Times credit card is
issued by HSBC so any complaints or questions on billing and payment should be directed to the toll-free number
written at the back of the bill or to HSBC’s customer service line.
Despite the attractive package, customer reviews and feedbacks on the Kawasaki Good Times credit card are
mostly negative. A lot of them complain about a disappointing customer service from HSBC, a disorganized database
management process, and confusing answers to billing queries. This credit card may not be a good idea for those
looking to rebuild their credit rating.
Source: Credit Cards For People With Bad Credit Rating
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