Kawasaki Good Times Credit Card

Kawasaki, the largest manufacturer of ATVs, utility vehicles, mules, watercrafts, and motorcycles, is now offering instant financing options on their products.
 
   
The Kawasaki Good Times credit card is now available to loyal customers at selected dealers and stores nationwide.

Major features of the Kawasaki Good Times credit card include the opportunity to purchase a new Kawasaki product without any down payment. A Kawasaki Good Times credit card holder is also given access to his/her account online for faster and up-to-date information. Additional perks from the Kawasaki Good Times credit card include optional credit insurance, Kawasaki accessories, and an exclusive protection plan. These bonuses can be added to the credit contract upon request.

The initial APR of the Kawasaki Good Times credit card is 5.99% for the first 24 months. It also features a $0 down payment and low payments for purchased Kawasaki products during that same period. After this, a Kawasaki Good Times credit card holder is subject to minimum payments at an APR of 9.99%. Purchases that reach $10,000 require a minimum payment of $59, excluding any applicable insurance charges. For purchases that range from $10,000.01 to $20,000, the minimum payment is $99 plus, of course, insurance charges. If the Kawasaki Good Times credit card account remains current after 24 months, the minimum monthly payment becomes $15 or 2.5% of the current balance, whichever may be greater. The standard APR for the Kawasaki Good Times credit card is 17.8%. For cardholders with accounts that are not updated or kept current, the APR reverts back to the default rate, which is 21.8%. When this happens, all balances will be subject to this APR. Charges and fees for the Kawasaki Good Times credit card include a $2 minimum finance charge.

To apply for the Kawasaki Good Times credit card, you can go to any dealer near you or apply online through the Kawasaki website. Instant approval can be awarded to qualified applicants. The Kawasaki Good Times credit card is issued by HSBC so any complaints or questions on billing and payment should be directed to the toll-free number written at the back of the bill or to HSBC’s customer service line.

Despite the attractive package, customer reviews and feedbacks on the Kawasaki Good Times credit card are mostly negative. A lot of them complain about a disappointing customer service from HSBC, a disorganized database management process, and confusing answers to billing queries. This credit card may not be a good idea for those looking to rebuild their credit rating.


  

Source: Credit Cards For People With Bad Credit Rating


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