Furniture Row Credit Card For A Lovelier Home

Truly a value added credit card - the Furniture Row credit card.

It allows you to purchase quality and exquisite home furniture via special financing options, best prices possible and exclusive money-saving offers. Garnish your house with the furniture of your dreams through the Furniture Row credit card
About the Furniture Row Credit Card

The Furniture Row Credit Card is the private label credit card of Furniture Row Companies. The credit card is actually called the Express Money Card. The credit card program started in 2003 and is administered by HSBC Bank, Nevada, N.A.  HSBC is one of the largest banking and financial services organizations in the world.

Furniture Row is made up of four specialized retailers - Sofa Mart, Oak Express, Bedroom Expressions, and Denver Mattress. Starting operations in 1974, the company has over 330 stores in 31 states and is currently the largest cash buyer of furniture and the largest direct mattress retailer in the US.

Express Money Card Features

Furniture Row proudly offers the latest designs and styles of high-quality home furniture and fixtures sourced all over the world at prices that are unbeatable. The Furniture Row credit card or the Express Money Card offers you the opportunity to purchase these using a variety of schemes that are friendly to your budget. Some of these financing plans are the following:

200 Percent Lowest Price Guarantee

Furniture Row will refund the price difference 200% if within 30 days of your purchase, you find the same item sold or advertised in a different store at a lower price. This is because Furniture Row assures its customers that its prices are the lowest.

No Interest/Deferred Payment Financing

Apart from its regular no interest/deferred payment financing programs; holders of Furniture Row credit card are qualified for various promotions, such as its Memorial Day promotion for the period May 19 to June 8, 2011. No interest equal 3-year monthly installments are available for single or combined purchase of at least $ 2,999 for qualifying merchandise.  

Room Group Pricing

Furniture Row Credit Card offers Room Group pricing that enables one to save more if he buys more of products in the same category or classification.

Who is Qualified for Furniture Row Credit Card

Credit worthiness is the primary criteria for individuals to have an Express Money Card. In particular the following run the risk for their application to be disapproved:

o Declaring bankruptcy during the last 10 years
o Having had past due or delinquent accounts that were never paid
o Major credit problems during the past 7 years

Furniture Row credit card payment may not be made personally - but only by mail or online.  

Bad Credit/Building Credit

Based on the above qualification criteria, Furniture Row credit card is not for those with bad credit history. Chances are that the application will be disapproved.  However, those without a credit history may be considered as long as there are proofs of ability to pay such as a stable employment. 

If you meet the criteria set by the company, consider applying for a Furniture Row credit card soon, whether online or in person. You are guaranteed to have a response in 60 seconds for your online application. Look forward to going home after a day's work - with Furniture Row credit card.


Source: Credit Cards For People With Bad Credit Rating

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