Racetrac Credit Card

Racetrac is a retail gasoline and service operation that has over 525 retail locations in the United States, located primarily in the southeastern part of the country.
 
    
Racetrac prides itself on offering high-quality merchandise at low prices with fast and friendly service. The Racetrac credit card is a great card for people who want to get rewarded for gasoline purchases. Together with Barclays Bank, Racetrac gas stations are offering two Racetrac credit card offers with rewards on gasoline and other purchases. Racetrac credit cards are subject to approval after a credit check, and people or companies with a moderate to good credit rating should have no problem qualifying for a Racetrac credit card. The two Racetrac credit card offers offer rewards for gasoline and other purchases. However, if your credit history is not ideal, Racetrac offers both gift cards and a Fuel First prepaid card. No credit check is associated with these options; unfortunately, there are no cash back rewards with these options either.

First, the Racetrac Mastercard allows you to earn three percent cash back rewards on gasoline credit card purchases at RaceTrac gas stations. Plus, by using this card to make other purchases, you receive one percent cash back rewards on all other purchases. The annual percentage rate (APR) is variable and is dependent on your qualifications determined at the time of credit card application. The Racetrac credit card offers zero percent APR on all balance transfers for an introductory six month period. Additionally, there are no annual fees with the Racetrac credit card.

Second, the Racetrac Fleet Card is a corporate credit card that can be customized for the type of gasoline purchases made most often, including purchases made by the time of day, day of the week, location, gasoline purchases only, and more. The card can also be used to monitor, track, and limit spending so employers can manage employee spending. The Racetrac Fleet Card can also be security coded to prevent misuse. Alternatively, the Racetrac Fleet Card can be customized so that it is just as versatile as any other credit card that can be used at any location.

As with all credit cards, there are some transaction fees associated with both Racetrac credit card offers to be aware of with the Racetrac credit card. Fees are associated with the following actions: balance transfers and convenience check charges, cash advances, late payment charges, over the credit line charges, returned payments, returned convenience check, purchase of money orders, traveler’s checks, foreign currency, lottery tickets, gambling chips, or wise transfers, and currency conversions. Be sure you understand and can live with the terms of the credit card offer before applying for the card. If you do not use the card responsibly and abide by the terms you run the risk of damaging your credit rating, making it more difficult to get credit in the future.


  

Source: Credit Cards For People With Bad Credit Rating


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