Phillips 66 Conoco Credit Card

The Phillips 66 Conoco credit card is the gas credit card from Conoco Phillips, one of the leading oil companies in the United States.
 

   
It is issued by Citibank and available to residents of the United States who have a valid Social Security number and are 18 years or older. The Phillips 66 Conoco credit card is available for personal and business use. What follows is an overview of the features of the personal credit cards.

The Phillips 66 Conoco credit card comes in three types: the Phillips 66®-Conoco®-76® Personal Credit Card, the Phillips 66®-Conoco®-76® Premium Card, and the Phillips 66®-Conoco®-76® Platinum MasterCard®. All cards are accepted at all Phillips 66, Conoco and 76 gas stations. They feature a free online account services that includes account payments, management, activity, and statement. They also offer a flexible payment terms and the convenience of paying at the pump. As a standard protection, the Phillips 66 Conoco credit card includes Citibank’s Identity Theft Solutions service and a zero liability on unauthorized charges.

The basic Phillips 66 Conoco credit card is the Phillips 66®-Conoco®-76® Personal Credit Card. Rates that apply to this card include a purchase APR of 24.99% and a cash advance APR of 29.95%. Though it gives a 25-day grace period, it has a minimum interest charge of $2. Standard fees for this Phillips 66 Conoco credit card include a cash advance fee of $10 or 5% of the amount, a returned payment fee of $39 and a late payment fees that starts from $20. Late payments with balances that range from $50 to $100 incur a fee of $20; those that range from $100 to $500 are charged with a $35 fee; while balances that start from $500 are charged with a fee of $39.

The Phillips 66-Conoco-76 Premium Card is the second personal credit card from Conoco Phillips. In terms of fees and interest rates, this Phillips 66 Conoco credit card is similar to the Personal Credit Card. However, it requires an annual fee of $29. Added benefits from this credit card include up to 10% cash back on eligible hotel accommodations and cruises and up to 5% cash back on eligible flights and car rentals. It also offers cardholders a discount certificate of up to 60% off on dining and roadside dispatch assistance in case of emergency.

The Phillips 66-Conoco-76 Platinum MasterCard® is the most widely-accepted credit card from Conoco Phillips. It comes in Classic and Platinum and can be used anywhere MasterCard is accepted, even for cash advances. This Phillips 66 Conoco credit card offers a 4% rebate on gas purchases and up to 1% rebate on other qualified spending. A cardholder can also apply for additional cards at no cost. Rates for this Phillips 66 Conoco credit card include a purchase and balance transfer APR of 19.99% for Platinum and 23.99% for Classic, a cash advance APR of 27.99%, and a default APR of 29.99%. It offers a grace period of 20 days but has a minimum finance charge of $0.50. Charges include a foreign transaction fee of 3% of the amount in US dollars; a balance transfer fee of 3% of the amount or $5; and a cash advance fee of 5% of the amount or $5. Penalty fees include a late payment and over-the-limit fee of $39 each. Good news is, it doesn’t have an annual fee.


  

Source: Credit Cards For People With Bad Credit Rating


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