With over 2,000 facilities nationwide, Lukoil is one of the leading gas companies in the US.
It operates in thirteen states and continues to expand into the US market through its service bay and convenience
store outlets. Recently, Lukoil has acquired premium assets of ConocoPhillips in New Jersey and Pennsylvania. This
move is a guarantee to the continued growth of the company especially in the eastern market of the United States.
As part of its marketing campaign, the company now offers two credit cards, one for individual consumers and
another for business owners. Each Lukoil credit card is issued by Barclays Bank Delaware and can
be used not only at all Lukoil and Getty locations but also everywhere else.
The Lukoil Platinum MasterCard is the only Lukoil credit card for individual consumers who wish to earn gas rebates
on every gas purchase charged on their card. A Lukoil credit card holder is given up to 4% in rebates when they
refuel at any Lukoil or Getty station and 1% elsewhere. Within sixty days after opening a Lukoil credit card
account, the cardholder can earn double rebates (8% in Lukoil or Getty stations and 2% elsewhere) as an
introductory promo. Interest rates for this Lukoil credit card include a purchase APR of 12.24%, 14.24%, or 17.24%
depending on the applicant’s credit rating. The APR for balance transfers for the first six billing cycles
following the opening of the account is 0%. After this period, the rate will revert back to 12.24%, 14.24%, or
17.24%, depending on the cardholder’s worthiness. The APR for cash advances made on this Lukoil credit card is a
variable 21.99%. However, a penalty APR of 30.24% may be applied when a cardholder misses a due date, goes over the
limit, or has his/her payment returned. Other fees imposed on this Lukoil credit card include an interest charge of
$2, a balance transfer fee of $10 or 4% of the amount, a cash advance fee of $10 or 3% of the amount, and a foreign
transaction fee of 3% of the amount in U.S. dollars. As for penalty fees, this Lukoil credit card charges a late
payment fee and a returned payment fee of $39.95 each. Fortunately, it has no annual fee and over-the-limit
The Lukoil Fleet Card is the credit card designed for business owners who wish to have greater control and better
organization of their fleets. This Lukoil credit card program offers online fleet services for account access and
management. All Lukoil Fleet Cards also receive monthly fueling and repair transaction reports for free. This way,
a business owner can monitor and have greater control on the security and performance of his vehicles.
Each Lukoil credit card holder can also avail of the company’s 24/7 customer service line and online
Source: Credit Cards For People With Bad Credit Rating
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