Money Back Credit Cards
Money back or cash back credit cards are one of the most applied for credit cards in the United States.
There are more than 30 cash back cards that are out in the market and most of them offer quite impressive deals on
cash rebates. The following is a list of the best money back credit cards for students, consumers,
and businessmen. These cards were chosen based on what they offer in terms of cash rebates and their main features
such as interest rates and fees.
Best Money Back Credit Cards for Students
Of the best money back credit cards for students, here are the top three: Discover Student Card, Citi® Dividend
Platinum Select® Card for College Students, and Discover® Mix Tape Student Card. Of the top three best money back
credit cards for students, the Discover Student Cards receives the most positive reviews. Not only does it give up
to 5% cash rebates in gas, restaurant, clothing, and travel purchases, it also offers 1% cash rebate for everything
else. The Citi® Dividend Platinum Select® Card, on the other hand, gives up to 5% cash back on utility bills and
selected purchases at supermarkets, convenience stores, drugstores, and gas stations for first six months, and 2%
thereafter. Other purchases will also give the cardholder a full 1% cash rebate. The Discover® Mix Tape Student
Card rounds up the list with its 5% cash back offers on basic purchases, 5% to 20% cash back when it is used at its
online shopping site, and up to 1% cash back elsewhere.
Best Money Back Credit Cards for Personal Use
The top three best money back credit cards for personal use are: Blue Cash from American Express, Discover More
Card, and Chase Freedom Credit Card. Blue Cash offers up to 5% cash rebate for everyday purchases such as
groceries, gasoline, and medicine and up to 1.5% rebate for others. Discover More and Chase Freedom, on the other
hand, offer 5% cash back on categories that they rotate throughout the year. These include department store items,
groceries, gas, dining, entertainment, and travel. A 1% cash back is given for everything else. Chase Freedom even
offers a $50 sign-up bonus and does not add any earning caps or limits to its cash back rewards.
Best Money Back Credit Cards for Businesses
The best money back credit cards for businesses include the Ink Cash Business Card from Chase, the
TrueEarnings Business Card from Costco and American Express, and the Chase Business 5% Cashback Rewards Credit
Card. The Ink Cash Business Card from Chase gives up to 3% cash back on gas, dining, office supply, and home
improvement purchases and up to 1% rebate on everything else. TrueEarnings Business Card from Costco and American
Express, on the other hand, gives 2% cash back for travel, 3% for dining, up 4% for gas, and 1% for others. Last
but not the least is the Chase Business 5% Cashback Rewards Credit Card. It features a 5% cash rebate on everyday
purchases and a 1% cash back on everything else, without caps or limits.
Source: Credit Cards For People With Bad Credit Rating
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