Weokie Credit Union

The Weokie Credit Union has a great offering of credit cards, with features such as rebates on purchases, low transactions fees and low APR rates.
 

   
This makes it one of the most competitive and thus attractive credit union on the market. A credit union is a cooperative financial institution that is owned and controlled by its members. Members of credit unions pool their assets to provide loans and other financial services to each other. These factors allow credit unions to pay dividends to their members and offer loans at lower rates, savings at higher rates and fewer service fees. Having said that, a credit card is still only a source of credit and should thus be used wisely, to avoid financial indebtedness.

Weokie Credit Union credit card features

The Weokie Credit Union credit card offers innumerous advantages which make quite attractive as a source of credit. These advantages include:

•Rebates on Purchases: With this card, you earn 1% Rebate on purchases, that is, 1% cash back on each and every purchase you make. This rebate is paid to you annually as a lump sum each October. This card also offers you the option to double your rebate dollars and apply it towards a vehicle loan purchase.

•Low APR: An APR is the amount you will pay in interest charges per year. This card comes with an APR as low as 10.9 percent, which is quite competitive in the open market.

•No Annual Fees: This ensures in the event you do use your card, for an extended period of time exceeding one year or more, you do not accrue any unnecessary charges.

•Grace Period: With this card, you are accorded a grace period of 26 days after making your purchases. Under this grace period, you will not be charged any interest if you make your payments before the due date. Therefore, a good way of managing interest payments is to always ensure to make your payments on time.

Improper use of a credit card, can lead to unmanageable interest charges. Here are some handy tips on how to use a credit card properly:

A credit card is a useful convenience, in this modern day and era. The availability of credit and ease of shopping can really lift the burden of uncertain financial distress. But, as a user of your credit, you should always be prudent on how you choose to use it. With careful management and proper understanding, a Weokie Credit Union credit card is an excellent source of credit.


  

Source: Credit Cards For People With Bad Credit Rating


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