Ventura County Credit Union

Connecting through a secure line from the moment you click on the address to the Ventura County Credit Union website, you know that they do business in a safe and prudent manner.

To keep their members apprised of the best rates, informed on the current offerings and educated on how to meet financial goals, Ventura County Credit Union makes itself constantly available.

History and Purpose

VCCU became a chartered credit union in the 1950’s. From ten members with a cash drawer in a closet office this financial organization has grown to over 50,000 members in 2011. What hasn’t changed is the commitment to provide the best service to their members, including people with bad credit histories and limited income.

Benefits and Services

To be fully accessible to members a comprehensive listing of Board Members, the supervisory committee members and the management team of over twenty individuals is provided members to share their opinions by email. Checking, savings, loans and investments are all provided to Ventura County Credit Union members in a way that makes life easier for all. The best time and money saving service provided is the Ventura County Credit Union online banking system. But that is not all they do. Three different Visa card offerings with rates starting at 9.95% APR, a First time Auto Buyer Progam at 3.74% APR, coordinated savings and checking accounts free of charge are some of the other ways VCCU meets the needs of their members. Investment and business financial guidance is offered through CUSO Financial Services, L.P. and Balance Track, a personal finance education program, is offered online to individuals.

Who can be a member?

Membership is extended to all residents, workers and students in Ventura and Santa Barbara counties. Branch offices can be found in Ventura, Oxnard, Camarillo, Simi Valley and Thousand Oaks. Four shared locations are located on military bases to make banking convenient for our armed service personnel and their families. Pacific Oaks Federal Credit Union on the N.A.W.S. base on Point Mugu, CBC Federal Credit Union branches on the NSWC PHD and Navy CBC Bases at Port Hueneme all provide basic banking services free of charge for Ventura County Credit Union members in those rare occasions when online banking doesn’t fill the bill.

For those that live, work or study in Ventura or Santa Barbara counties, Ventura County Credit Union can be the excellent resource that fills all their financial needs.


Source: Credit Cards For People With Bad Credit Rating

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