Sunmark Federal Credit Union - Service Reigns

By providing the four county communities they serve with the financial services they need Sunmark Federal Credit Union has grown steadily since 1937.

Service is paramount to this New York state community credit union. Keeping both rates and the number of members per employee low is a key part of their success formula.

Sunmark Federal Credit Union members include individuals that are a part of New York State's Albany, Saratoga, Schenectady and Rensselaer counties. By going to school, church or work in these counties you, as well as residents, can belong. Administrative offices are located in Latham, New York but there are eleven branch offices scattered throughout the participating counties for member's convenience. Online banking features include the ability to download membership and loan applications, look in to account histories, manage share drafts, make bill payments, loan payments and transfer funds between accounts.
With only 262 members per employee Sunmark Federal Credit Union provides excellent personalized service of every kind. Totally free checking at no minimum balance and earnings checking accounts that pay dividends at 0.10% when a $750 balance is kept and 0.20% with a minimum balance of $2,500 is indicative of the reinvestment made for benefit of its members. Sunmark Federal Credit Union offers the standard 15, 20 and 30 year fixed rate mortgages at 0 points and ranging from 4.131% APR to 4.822 % but they offer loans at with different terms as well. Mortgage loan officers are listed by name for members to contact for details. Loans for vehicles, RV's, snowmobiles, boats and motorcycles are all available at great rates. Auto and motorcycle loans begin as low at 2.74% and cap out at 6.75% APR for snowmobiles and ATVs both new and used.

Platinum Plus MasterCard and Visa credit card options offered by Sunmark Federal Credit Union include WorldPoints rewards. The 0% APR lasts for 12 months and then an interest rate between 12.99% and 20.99% begins. Since the rate is based on credit worthiness individuals with bad credit histories will be charged the higher rates, if their application is accepted.

Eight different types of financial business services are offered to business owners. From merchant services to investment planning Sunmark offers clearly defined programs to help meet the challenge of growing stronger while helping their employees do the same.
As part of their dedication to making life more profitable for everyone Sunmark Federal Credit Union makes the best possible use of modern technology, provides expert financial consultations, and low rates. If you are eligible, joining is the only logical choice.


Source: Credit Cards For People With Bad Credit Rating

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