the Fairmont Federal Credit Union Family Feeling
North Central West Virginia has been a busy center of blue collar workers since the early 1900’s and Fairmont
Federal Credit Union reflects the values of the hard working people it is made up of.
Services go beyond the standard financial accounts found at every financial institution. Constantly looking for and
implementing ways to help members achieve their financial goals, the most economically FFCU has earned the loyalty
of those they serve.
In 1939, employees of Owens-Illinois Glass began banking at Fairmont Onized Federal Credit Union; but, due to
excellent management, membership expanded to the point that a name change to Fairmont Federal Credit
Union was appropriate. Membership is now available to everyone residing or employed in Monongalia, Taylor,
Marion and Harrison Counties as well as a number of Select Employee Groups located in Preston County. Now with nine
regional offices in West Virginia, Fairmont Federal Credit Union holds the title of a swiftly up and coming
The scope of benefits offered to Fairmont Federal Credit Union members goes from traditional checking, savings,
home and auto loans to providing fraud alerts and financial tools online for young and old alike to use in making
financial decisions. Encouraging members to participate in their own financial security through systematic
financial planning, youth and education savings plans are offered. Fairmont Federal Credit Union online banking
services promote savings in terms of reducing unnecessary consumption of natural resources as well. Through
eServices, home banking is fast and easy. Bill Pay-e Plus, eStatements, online calculators and loan applications
make banking and credit acquisition less stressful and time consuming.
In keeping with FFCU’s tradition of providing services tailored to the different needs of its members, eight Visa
card options are offered. The five consumer Visa platforms include Visa Signature, Visa Platinum, College Rewards
Visa and Young Adult Visa cards that have no annual fees. Platinum card holders get the lowest rates while
Signature card holders earn points or cash to be applied to merchandise rewards or travel. College Rewards gives
1,000 points when initially used and points can be used for gift cards, cash or discounted airfare. Fairmont
Federal Credit Union assists young people in building a credit history through the Young Adult Visa card with a
qualified cosigner and gives individuals with bad credit an opportunity to rebuild credit through the Secured Visa
card. Three outstanding business visa cards are also offered.
Being a fast, reasonable supplier of secure and private credit is what Fairmont Federal Credit Union
strives to be. If you are eligible to belong, doing so can make sure your financial future can be
Source: Credit Cards For People With Bad Credit Rating
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