Settle in with South Carolina Federal Credit Union

Solid and secure are the characteristics of South Carolina Federal Credit Union that allow their members to bank with them with confidence.

Since 1936 they have worked to offer financial services and handle their fiduciary responsibilities with security and sound financial practices foremost in mind. In 2007 South Carolina Federal Credit Union had the distinction of becoming the second largest credit union in the state and boosted 23 branches offices and 81 ATMs locations for free transactions to its members. Membership is open to anyone or any business in Charleston, Dorchester, Berkeley, Calhoun, Georgetown, Orangeburg and most of Lexington and Richland counties of South Carolina. South Carolina Federal Credit Union offers personal and business products comparable to those offered by larger financial institutions to their members. In keeping with their mandate to offer products as simply as possible its company web site is easy to navigate. SCFCU wants informed applicants so before you can get to the details of rates a person has to pass through two information screens that cover the differences between Individual and Joint Credit and the value of credit insurance plus certify that all information given on the internet is true and give them permission to run a credit check. This way they deter the insincere and educate those that are. Education in the form of online tutorials, workshops and calculators on saving, investing and all manner of financial management topics is one of the outstanding services South Carolina Federal Credit Union provides to the young and not so young alike.

Checking, savings, investments, loans, mortgages and credit cards are all available for businesses and individuals. Management of can be handled online or through mobile banking on a smart phone. To help teens learn financial responsibility South Carolina Federal Credit Union offers free, no fee, no minimum balance required online checking and savings accounts that include seminars and online financial education courses.

Cards offered by South Carolina Federal Credit Union include Visa Platinum with a 8.99% low APR, CURewards points for purchases that can be converted to gift cards, free travel accommodations and other products. Visa Gift Cards and point earning MasterCard Debit cards are also available. Visa Prepaid cards are available to members at any branch. The credit union promotes these cards as a way to avoid carrying traveler’s checks or cash so this may not be the type of cards suitable for people with bad credit history who want to rebuild a good credit rating.

South Carolina Federal Credit Union is recognized as one of the bedrock financial institutions in the state. Bright people act on the opportunity to belong to such an exceptional credit union.


Source: Credit Cards For People With Bad Credit Rating

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