People First Federal Credit Union
People First Federal Credit Union takes their mission statement seriously.
While embracing all that twenty-first century technology has to offer, they manage to keep a personalized touch in
the financial transactions they handle for their members. By implementing cost saving features like online banking,
indirect lending, and electronic bill pay, People First Federal Credit Union is able to provide
financial services at extremely reasonable rates.
Having the largest membership of all the credit unions in the Lehigh Valley, People First Federal Credit Union
locations are scattered throughout the area. Over 47,000 people take advantage of their eligibility for membership
to this 60 year sold financial institution. Any resident, employee, or student in Northampton or Lehigh counties
can join. Membership is extended to family members outside the county boundaries once one family member joins the
credit union. People First Federal Credit Union’s main branch office is located in Bethlehem, PA which stays open
for members until 7 pm on Thursday and Friday nights. Allentown, PA hosts two branch offices. One is located in the
Sacred Heart Medical Office Building on Chew Street. The Downyflake Lane Branch is Allentown’s second branch and is
the best location for taking loose coins as it has a coin machine. The towns of Nazareth, Whitehall and Trexlertown
each host a branch office. In addition to these full service locations there are 16 ATM locations to serve
Being a high quality, full service banking institution People First Credit Union offers all of the standard
checking, savings, money market, share certificates, Roth and traditional IRA’s. In addition to that, they offer
the Coverdale Education Savings Account. Detailed itemized fee schedules are provided on the People First Federal
Credit Union site for auto and home loans. Home equity loans have no application, points or closing costs. Through
the indirect lending program set up for its member’s, car loans can be made from participating car dealerships.
Business Visa Platinum credit cards offer 10.90% -15.90% APR. Consumer Visa Platinum/Platinum Plus cards offer the
same rate for purchases and cash advances, no annual fee, balance transfer or cash advance fees making it an
outstanding offering. For members with previous bad credit, a low credit limit of $500 makes it easier to get and
use to rebuild a healthy credit history.
People First Federal Credit Union provides excellent financial products to its members. Through online
banking, a graduating loan discount and discount tickets to local venues they offer ways for members to save money
at every turn. If you are in a position to join, you would be throwing money away not to.
Source: Credit Cards For People With Bad Credit Rating
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