Federal Credit Union
If you are looking for a credit card with exceptionally low interest charges, low transactions fees, and wide cash
access, then a Pittsford Federal Credit Union credit card may be just what you are looking for.
With a history of over 30 years in serving its community the Pittsford Federal Credit Union has
great products and services on offer. But what is a credit union? A credit union is a cooperative financial
institution that is owned and controlled by its members and operated for the purpose of promoting savings,
providing credit at reasonable rates, and providing other financial services to its members. Credit unions are also
nonprofit organizations, and therefore as a member you gain benefits such as lower rates, fewer fees and trusted
products. Having said that, the responsibility of how to use a credit card always falls on you as the user, and the
resulting implications involved.
Features of the Pittsford Credit Union credit card
The Pittsford Federal Credit Union credit card has many features which make it quite attractive as compared to its
competitors. These features include:
•A low APR: APR stands for annual percentage rate, which is the amount you will pay in interest charges per year.
This card has an APR rate as low as 9.49 percent which is quite low in the open market. You should note that the
APR that is charged on your card has a lot to do with your credit history, that is, a poor credit history will
result in higher APR charges and vice versa for a good credit history.
•Fraud protection: This is a great provision just in case your credit card number is stolen while shopping on line
or off. This cover insures you are a 100 percent protected from any illegal visa transactions that may be processed
on your card.
•Low transaction fees: With this card you will not get any annual fees, late or over the limit fees and not even
charges on balance transfers or cash advances.
•Wide Cash Access: Since this card has Visa services enabled, it ensures access to your cash wherever you may be in
The Pittsford Federal Credit Union credit card offers many unique and advantageous features that make it
quite attractive for anyone seeking to access a convenient source of credit. Though, the responsibility of how to
use the card falls squarely on the user. Therefore, with proper utilization and careful management, a credit card
can become a great source of credit.
Source: Credit Cards For People With Bad Credit Rating
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