Gaining Financial Stability at First Florida Credit Union

Through an extensive list of financial services First Florida Credit Union helps members gain financial stability and meet their fiscal goals.

Providing positive banking experiences to the widest possible number of community members in Duval, Flagler, Leon, Baker, Broward, Clay, Orange, Hillsborough, Madison, Jefferson , Wakulla, Gadsden Miami-Dade, Nassau, Seminole and St. Johns counties is their mission.

With the advent of virtual internet branches physical branch offices are not as critical but First Florida Credit Union maintains nine locations for members to take care of matters that cannot be handled electronically. Three locations are in Jacksonville, three in Tallahassee, one in Miami, one in Orlando and one in Pembroke Park plus so many shared banking locations that a locator is offered on the First Florida Credit Union website to find the closest one. Since joining, applying for loans, credit cards and so many other financial transactions can be handled online or through mobile banking some members never "go to the bank" anymore.

Visa credit cards through First Florida Credit Union are provided by Elan Financial Services. Four Consumer Visa cards are offered to members. Those that want to accumulate rewards points can apply for the Visa Signature or Collage Rewards cards. Young Adult and Secured Visa cards are available for people with no or bad credit histories to begin building good credit. The Young Adult Visa rates range between 9.99% and 17.99% and require a co-signer. The Secured Visa card has a $35 annual fee, requires a minimum deposit of $300.00 and carries a 17.99% APR on purchases. The Visa Platinum Card offers a 6 month 0% interest introductory offer followed by an interest rate between 9.99% and 17.99% based on your credit rating. Business Visa card options include Visa Business Card, Platinum Business Rewards Card, and the Visa Business Travel Card. Visa Business Card has no annual fee, 6 months of 0% interest on purchases and balance transfers. For companies that need to track and manage travel expenses for employees the Visa Business Travel card is excellent. While all the consumer Visa cards can be applied for online business Visa card applicants need to contact First Florida Credit Union.

Auto loans can be pre-approved before you go shopping. First Florida Credit Union has an Auto Buying Center that can make a big difference in the buying experience that are free to members. Auto loan rates start at 2.99% APR for well qualified buyers over 24 to 36 months. Auto loans over $25,000 can be extended up to 84 months at 5.99% APR. New and used motorcycle and boat loans are offered at 6.24% APR while other secured loans are offered at 6.74% for up to 60 months.

Improving the financial stability of the community First Florida Credit Union is an educator as well as lender. It educates members on ways to conserve their money and plan for the future.


Source: Credit Cards For People With Bad Credit Rating

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