Vancity Credit Card

Vancouver City Savings Credit Union (Vancity), Canada’s largest credit union, also offers credit cards to its members.
 

   
From low-interest credit cards to rewards cards, Vancity has wide variety of options to suit the needs of its members.

The enviro series is Vancity’s latest line of credit cards. These credit cards actually help environmental projects since Vancity donates at least 5% of its Visa profits to the enviroFund every year. Vancity offers the enviro Classic Visa, the enviroGold Visa, and the enviroExpense Gold Visa.

The enviroGold Visa is the standard Vancity Credit Card. The good thing about this card is: you get to choose which features you want. You can have the rewards Vancity credit card that comes with an annual fee of $99 and an APR of 19.5%. This card allows you to earn 1 point for every dollar you spend on purchases. You can also choose the enviroGold Visa with low interest rate that comes with an 11.25% APR and $45 annual fee. If you want the best of both worlds, you can apply for the enviroGold Visa with a low interest rate and rewards program. This Vancity credit card comes with an 11.25% APR and a $145 annual fee. Like the enviroGold rewards card, it earns one point for every dollar spent on purchases. It also comes with the My Visa Rewards Plus program that automatically gives a Vancity credit card 2,500 points upon approval and 3,500 points each year a cardholder renews it.

The enviro Classic Visa is the choice for consumers who want rewards and security at the same time. This Vancity credit card comes with a travel accident, purchase security, and warranty insurance. It also has three feature options for cardholders. The first is the enviro Classic Visa with rewards that gives the owner one point for every $2 spent on purchases. This is the Vancity credit card for users who don’t like paying a lot since it offers an APR of 19.5% and zero annual fees. There is also the enviro Classic Visa with low interest rate that comes with an APR of 11.25% and an annual fee of $25. The third option is the enviro Classic Visa with low interest rate and rewards. This Vancity credit card gives the owner one point for every $2 spent on purchases. Rates and fees include an APR of 11.25% and an annual fee of $50. To get approval for an enviro Classic Visa, however, you’ll need at least a fair credit rating.

The enviro Classic also has the Student Visa credit card. This is suited for students who are of legal age and are looking to establish a credit history. It has an APR of 19.5%, no annual fee, and earns one point for every 2 dollars spent.

The enviroExpenseGold Visa is the Vancity credit card for small to medium sized businesses. It comes with the My Visa Rewards Plus program and earns one point for every dollar spent on purchases. It has an annual fee of $99 and an APR of 19.5%. It also gives cardholders a 21-day grace period to help them with their finances. With free purchase security and travel accident insurance plus an extended warranty, this Vancity credit card will definitely help small companies manage their cash flow better.


  

Source: Credit Cards For People With Bad Credit Rating


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