Bank Of California Credit Card
The Union Bank of California is a full service bank that offers a wide range of banking services from savings and
checking accounts to home equity and car loans.
The Union Bank of California deals with individual investors as well as small businesses and commercial companies.
As such, the Union Bank of California offers diverse programs to its customers and has the power to find and offer
great deals on financial services. The Union Bank of California offers two credit card options for its customers -
the Maximum Rewards Platinum Edition Visa card and the Platinum Edition Visa card. Both Union Bank of California
Credit Cards have unique features, and both are issued by First Bankcard, a division of First National Bank of
First, the Maximum Rewards Platinum Edition Visa card is a rewards card where cardholders can earn points to redeem
for merchandise, gift cards, or travel to luxurious tropical getaways. A unique feature of this card is that points
can also be redeemed in the form of cash back to credit your account. For every dollar charged to this Union Bank
of California credit card, cardholders will earn 1.5 points. There is no limit to the number of points that can be
earned. The card can be customized with your favorite photo, and you can change the photo as often as four times a
year. There is continuous online access to your accounts, and protection and security for your account through
fraud and identify theft protection programs. As an added bonus, cardholders receive discounts on certain
travel-related charges, such as car rentals. Persons with a good credit history are encouraged to apply; a credit
check is required for approval.
Second, the Platinum Edition Visa card has one of the lowest purchase rates of any credit card and is ideally
suited for people who plan to carry a balance on the card. The card helps you save money through a zero percent
annual percentage rate for the first six months and a continued low rate after the introductory period. This card
can be customized with your favorite photo that can be changed up to four times a year. This card also offers fraud
and security protection and continuous online account access. Persons with a good credit rating will qualify for
this card from the Union Bank of California.
As with all credit cards, the Union Bank of California credit card offers have additional terms that you should
consider before applying. The details of the credit cards and terms can be found online through the Union Bank of
California. Carefully consider the terms of the offer before applying for the credit card; it is essential to
understand the terms so that you do not run afoul of the terms and damage your credit rating.
Cards offered through the Union Bank of California are designed for people with good credit ratings who are looking
for ways to get rewarded, through points or a low interest rate, for card use. Check out the card terms online and
Source: Credit Cards For People With Bad Credit Rating
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